:root{--bg:#fff;--ink:#1c1f23;--mut:#5a6169;--org:#f26a1b;--orgd:#c9540f;--dark:#1c1f23;--alt:#f4f5f6;--line:#e2e5e8}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--orgd)}img{max-width:100%;height:auto}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}.narrow{max-width:760px}
h1{font-size:clamp(1.9rem,5vw,3rem);line-height:1.15;margin:.3em 0}h2{font-size:clamp(1.35rem,3vw,1.9rem);margin:1.4em 0 .5em;line-height:1.25}h3{margin:.2em 0 .4em}
.lead{font-size:1.15rem;color:var(--mut);max-width:720px}.small{font-size:.9rem;color:var(--mut)}
.hdr{background:var(--dark);position:sticky;top:0;z-index:20}.hdr-in{display:flex;align-items:center;justify-content:space-between;min-height:62px;gap:12px}
.brand{display:flex;gap:10px;align-items:center;color:#fff;text-decoration:none;font-weight:800;letter-spacing:.06em;line-height:1}.brand small{display:block;font-size:.58rem;letter-spacing:.2em;color:#cfd3d7;font-weight:600;margin-top:3px}
nav{display:flex;gap:18px;align-items:center}nav a{color:#fff;text-decoration:none;font-weight:600;font-size:.95rem}nav a:hover{color:var(--org)}
.burger{display:none;background:none;border:1px solid #555;color:#fff;padding:8px 14px;border-radius:6px;font-weight:600}
.btn{display:inline-block;background:var(--org);color:#fff!important;padding:13px 22px;border-radius:8px;font-weight:700;text-decoration:none;border:2px solid var(--org);margin:4px 4px 4px 0}.btn:hover{background:var(--orgd);border-color:var(--orgd)}
.btn.ghost{background:transparent;color:var(--org)!important}.btn.ghost:hover{background:var(--org);color:#fff!important}.btn.sm{padding:8px 14px;margin:0}
.hero{background:linear-gradient(135deg,#1c1f23 0%,#2b3036 100%);color:#fff;padding:64px 0}.hero .lead{color:#d6dade}.hero .small{color:#b6bcc2}.eyebrow{color:var(--org);font-weight:700;text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;margin:0}
.hero-in{max-width:780px}
.pagehead{background:var(--alt);padding:40px 0 28px;border-bottom:1px solid var(--line)}.crumb{font-size:.85rem;color:var(--mut);margin:0}
.trust{background:var(--dark);color:#fff}.trust-in{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding:18px 16px}.trust-in div{text-align:center}.trust-in b{display:block;color:var(--org)}.trust-in span{font-size:.85rem;color:#cfd3d7}
.sec{padding:44px 0}.alt{background:var(--alt)}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px}
.card{display:block;border:1px solid var(--line);border-radius:10px;padding:20px;text-decoration:none;color:var(--ink);background:#fff;transition:.15s}.card:hover{border-color:var(--org);box-shadow:0 6px 18px rgba(0,0,0,.08)}.card p{color:var(--mut);margin:.3em 0 .8em}.card span{color:var(--orgd);font-weight:700}.ph{border-style:dashed;background:var(--alt)}
.cols3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid2{display:grid;grid-template-columns:1.2fr 1fr;gap:32px}.grid4{display:grid;grid-template-columns:1.2fr 1.3fr 1fr 1fr;gap:24px;padding:36px 16px}
.band{background:var(--org);color:#fff;padding:32px 0}.band-in{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}.band h2{margin:0 0 .2em}.band p{margin:0}.band .btn{background:#fff;color:var(--orgd)!important;border-color:#fff}.band .btn.ghost{background:transparent;color:#fff!important}
.tick{padding-left:0;list-style:none}.tick li{padding:6px 0 6px 28px;position:relative}.tick li:before{content:"\2713";position:absolute;left:0;color:var(--org);font-weight:800}
.steps{padding-left:20px}.steps li{margin:12px 0}
details{border:1px solid var(--line);border-radius:8px;padding:12px 16px;margin:10px 0;background:#fff}summary{cursor:pointer;font-weight:700}
.tbl{width:100%;border-collapse:collapse}.tbl th,.tbl td{text-align:left;padding:10px;border-bottom:1px solid var(--line);vertical-align:top}.tbl th{width:34%;color:var(--mut)}
.form label{display:block;font-weight:600;margin-bottom:14px}.form input,.form select,.form textarea{display:block;width:100%;padding:12px;border:1px solid #c9cdd2;border-radius:8px;font:inherit;margin-top:4px}
.article h2{margin-top:1.6em}
.ftr{background:#14171a;color:#cfd3d7;font-size:.92rem}.ftr a{display:block;color:#cfd3d7;text-decoration:none;padding:2px 0}.ftr a:hover{color:var(--org)}.ftr strong{color:#fff;display:block;margin-bottom:6px}.copy{border-top:1px solid #2a2f35;padding:16px;font-size:.85rem}
.float{position:fixed;right:12px;bottom:12px;display:flex;flex-direction:column;gap:8px;z-index:30}.float a{padding:12px 18px;border-radius:30px;font-weight:700;text-decoration:none;color:#fff;box-shadow:0 4px 12px rgba(0,0,0,.3);text-align:center}.fw{background:#128c4a}.fc{background:var(--org)}
@media(max-width:820px){.burger{display:block}nav{display:none;position:absolute;top:62px;left:0;right:0;background:var(--dark);flex-direction:column;align-items:flex-start;padding:16px;gap:14px}nav.open{display:flex}.trust-in{grid-template-columns:repeat(2,1fr)}.cols3,.grid2,.grid4{grid-template-columns:1fr}.hero{padding:44px 0}.float{flex-direction:row;left:12px;right:12px}.float a{flex:1}body{padding-bottom:64px}}